Starting from its conception, a business should have a sound financial plan to ensure its success. However, creating and implementing financial plans can prove to be difficult due to volatile market conditions and continuously changing financial products.
Jokama provides objective and expert financial advice to businesses and individuals alike. The expertise we provide is client-focused, providing a keen assessment of financial situations and creating risk-aware financial plans.
Our accredited consultants can give you advice on how you can maximise your financial profile. Specifically, we can provide you advice on:
- Investments (shares, cash and managed investments);
- Superannuation (including self-managed superannuation);
- Life insurances and other risk insurances;
- Debt management;
- Cash-flow management;
- Retirement planning.
Getting to Know You
Our financial services start with getting to know you, your business and your financial profile.
We will ask you to fill in our ‘Fact Finder’, a detailed client questionnaire that will help us understand your current financial situation and your goals.
At your first meeting with one of our consultants expect to discuss topics such as assets, debts, priorities, risk tolerance, and other factors that affect your finances. Be prepared to discuss what you expect to achieve through the process.
The information we gather will be the basis for the financial plan we will develop. Sharing with us detailed, precise and current information will help us develop the most appropriate recommendations.
Delivery of Advice
A tailor-fitted ‘Statement of Advice’ or SOA will be drafted for your business. It will discuss our recommendations for you along with the rationale for the recommendations. Associations or relationships that influence the advice are discussed as well. Fees, the implementation plan and other relevant matters are included. Depending on the recommendations, educational materials and ‘Product Disclosure Statements’ (PDS) may be attached.
The SOA is sent via e-mail, but a hard copy may be sent through post or presented in person upon request. Succeeding advice may be presented in a ‘Record of Advice’ or ROA.
The Jokama Financial Services Guide explains how we provide Financial Services to you.
Jokama Financial Services is a Corporate Authorised representative of Lifespan Financial Planning Pty Ltd ABN 23 065 921 735 & holds Australian Financial Services Licence 229892.
For your copy of the Jokama Financial Services Guide, please click on “View Financial Services Guide” on this page.
Implementation of Advice
Our advisers work with you to ensure that the implementation plan is carried out properly. With written consent, your financial adviser can acquire or dispose a financial product for you, or transfer funds to or from your account.
Jokama has almost 25 years of experience as a consultancy, making it one of Victoria’s leading consulting companies. Secure your business and maximise your financial profile with the help of our expert and dedicated advisers. Call us on (03) 9887 3988 and ask for a consultation today.